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Whether you are an agent, business owner, or policy holder we are here to service you. We have a wide variety of tools and services to help you manage your benefits.

Office Consultation

Attractive benefit packages help recruit and retain top talent for your organization. JSL Benefits simplifies the increasingly complex benefits management process, helping you stay competitive and in compliance. We can even help you save money in the process.

​We'd like to discuss a custom benefits solution for you and your organization. Here are a few of the most common benefit services we help our clients offer their employees.

Business Meeting
  • Major Medical: Running your small business is hard enough without all of the confusion that health insurance can cause. At JSL we can provide answers and help you solve your health plan challenges. 

  • ERISA Compliance: 

    • COBRA Administration:  The COBRA law is now 30 years old, but many employers still do not fully understand what it means or what it requires them to do. 

  • FSA: A Flexible Spending Account (FSA) is an employer‐sponsored benefit plan that allows employees to deduct money from their pay on a pre-tax basis. 

  • HSA: Health care can be pricey. Between co-payments, deductibles, and coinsurance, the cost of a doctor visit or procedure is getting more costly than ever. Health savings accounts (HSA) can lessen the financial burden by allowing individuals to set aside a separate fund on a pre-tax basis to pay for health care expenses.

  • Supplemental/Voluntary Insurance Plans:  These plans can be used in conjunction with a health plan to curb premium costs or with a Flexible Spending Account (FSA) to help cover out-of-pocket expenses.

  • Deduction Reports: We supply detailed deductions to help you manage your payroll and benefits deductions. Stay up to date on the numbers with our personalized deduction reports. 

Ranked number one

four of our group products are top-rated by LIMRA. Critical illness, Cancer, Universal Life.


Four of our group products are top-rated by LIMRA. Critical illness, Accident, Cancer, Universal Life.


The plans that JSL provides are affordable for employees and our services have no financial impact to the employer's overall expenses.


JSL helps fill spots in your coverage and offers income protection to our customers so you can focus on the important decisions in your life.

Partnering with JSL for your benefits administration saves you time, reduces your risks, and helps you provide more competitive benefit plans. We look forward to speaking with you.

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